:root {
  --amber: #FFD100;
  --amber-deep: #E8BE00;
  --cream: #FFF9E6;
  --ink: #231B00;
  --ink-soft: #55503c;
  --black: #171717;
  --line: rgba(23,23,23,.12);
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: "Mulish", -apple-system, "Segoe UI", sans-serif;
  color: var(--ink);
  background: #fff;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
a { text-decoration: none; color: inherit; }
.wrap { max-width: 1140px; margin: 0 auto; padding: 0 40px; }
.amber { background: var(--amber); }
.eyebrow { display: inline-block; font-size: 12px; font-weight: 800; letter-spacing: 0.14em; text-transform: uppercase; color: var(--ink); background: rgba(23,23,23,.08); padding: 7px 16px; border-radius: 20px; margin-bottom: 20px; }

/* ---------- Header / Nav ---------- */
header.site-header { background: var(--amber); position: sticky; top: 0; z-index: 30; box-shadow: 0 1px 0 rgba(23,23,23,.08); }
.nav { position: relative; display: flex; align-items: center; justify-content: space-between; padding: 16px 40px; max-width: 1200px; margin: 0 auto; }
.nav-toggle { display: none; flex-direction: column; gap: 5px; background: none; border: none; cursor: pointer; padding: 8px; }
.nav-toggle span { width: 24px; height: 2px; background: var(--ink); display: block; border-radius: 2px; }
.brand { display: flex; align-items: center; gap: 10px; }
.brand img { height: 66px; width: auto; display: block; }
.nav-links { display: flex; align-items: center; gap: 30px; font-size: 13px; font-weight: 700; letter-spacing: 0.05em; }
.nav-links > div { position: relative; padding-bottom: 18px; margin-bottom: -18px; }
.nav-links > div > a::after { content: "▾"; font-size: 9px; margin-left: 4px; opacity: .7; }
.nav-links a.plain::after { content: none; }
.nav-links a.nav-cta { background: var(--black); color: #fff; padding: 11px 20px; border-radius: 24px; font-size: 12px; }
.dropdown {
  display: none; position: absolute; top: 100%; left: 0; background: #fff;
  min-width: 210px; border-radius: 10px; box-shadow: 0 12px 30px rgba(23,23,23,.18);
  padding: 8px; margin-top: 0; z-index: 20;
}
.nav-links > div:hover .dropdown, .nav-links > div:focus-within .dropdown { display: block; }
.dropdown a { display: block; padding: 11px 14px; border-radius: 6px; font-weight: 600; font-size: 13px; color: var(--ink); }
.dropdown a:hover { background: var(--cream); }

/* ---------- Hero ---------- */
.hero { background: var(--amber); padding: 60px 0 0; overflow: hidden; }
.hero-grid { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: 40px; align-items: center; }
.hero h1 { font-size: 50px; line-height: 1.08; font-weight: 800; letter-spacing: -0.5px; margin-bottom: 22px; }
.hero p.lead { font-size: 18px; color: var(--ink); opacity: .85; max-width: 480px; margin-bottom: 30px; }
.hero-btns { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 34px; }
.btn-dark { background: var(--black); color: #fff; padding: 16px 28px; border-radius: 30px; font-size: 14px; font-weight: 700; letter-spacing: 0.03em; display: inline-flex; align-items: center; gap: 8px; }
.btn-outline { border: 1.5px solid var(--ink); color: var(--ink); padding: 15px 26px; border-radius: 30px; font-size: 14px; font-weight: 700; }
.hero-stats { display: flex; gap: 30px; flex-wrap: wrap; }
.hero-stats div b { display: block; font-size: 20px; font-weight: 800; }
.hero-stats div span { font-size: 12px; opacity: .75; }

.hero-art { position: relative; height: 400px; display: flex; align-items: center; justify-content: center; padding: 14px; background: rgba(255,255,255,.4); border-radius: 26px; }
.hero-art svg { width: 100%; height: 100%; }
.hero-art img { width: 100%; height: 100%; object-fit: cover; border-radius: 18px; box-shadow: 0 18px 36px rgba(23,23,23,.18); filter: saturate(.82) brightness(1.03); }
.float-card { position: absolute; background: #fff; border-radius: 14px; padding: 14px 18px; box-shadow: 0 14px 30px rgba(23,23,23,.15); font-size: 13px; font-weight: 700; display: flex; align-items: center; gap: 10px; }
.float-card .dot { width: 10px; height: 10px; border-radius: 50%; background: var(--amber-deep); flex-shrink: 0; }
.float-card.c1 { top: 10%; left: -4%; }
.float-card.c2 { bottom: 12%; right: -2%; }

/* ---------- Page hero (subpages) ---------- */
.page-hero { background: var(--amber); padding: 74px 0 64px; text-align: center; }
.page-hero h1 { font-size: 40px; font-weight: 800; letter-spacing: -0.3px; margin-bottom: 16px; }
.page-hero p { font-size: 16px; color: var(--ink); opacity: .85; max-width: 640px; margin: 0 auto; }

/* ---------- Section shells ---------- */
.section { padding: 90px 0; }
.section.cream { background: var(--cream); }
.section.white { background: #fff; }
.section-head { text-align: center; max-width: 680px; margin: 0 auto 56px; }
.section-head h2 { font-size: 34px; font-weight: 800; letter-spacing: -0.3px; margin-bottom: 14px; }
.section-head p { font-size: 16px; color: var(--ink-soft); }

/* ---------- How it works (timeline) ---------- */
.timeline { display: grid; grid-template-columns: repeat(3, 1fr); gap: 40px; position: relative; }
.timeline::before { content: ""; position: absolute; top: 27px; left: 12%; right: 12%; height: 2px; background: repeating-linear-gradient(90deg, var(--line) 0 8px, transparent 8px 16px); z-index: 0; }
.tl-item { position: relative; z-index: 1; text-align: center; }
.badge-num { width: 54px; height: 54px; border-radius: 50%; background: var(--amber); border: 2px solid var(--ink); display: flex; align-items: center; justify-content: center; font-size: 20px; font-weight: 800; margin: 0 auto 20px; }
.tl-item h3 { font-size: 18px; font-weight: 700; margin-bottom: 10px; }
.tl-item p { font-size: 14px; color: var(--ink-soft); max-width: 260px; margin: 0 auto; }

/* ---------- Icon cards (Save Everywhere / category grids) ---------- */
.card-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.card-grid.cols-3 { grid-template-columns: repeat(3, 1fr); }
.icon-card { background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 28px 24px; transition: transform .18s ease, box-shadow .18s ease; }
.icon-card:hover { transform: translateY(-4px); box-shadow: 0 16px 30px rgba(23,23,23,.08); }
.icon-badge { width: 46px; height: 46px; border-radius: 12px; background: var(--amber); display: flex; align-items: center; justify-content: center; margin-bottom: 18px; }
.icon-badge svg { width: 22px; height: 22px; }
.icon-card h3 { font-size: 16px; font-weight: 700; margin-bottom: 8px; }
.icon-card p { font-size: 13.5px; color: var(--ink-soft); }
.card-grid .card .photo { background: var(--cream); border: 1px dashed rgba(35,27,0,.25); border-radius: 12px; height: 130px; margin-bottom: 16px; }
.card-grid .card h3 { font-size: 16px; font-weight: 700; margin-bottom: 8px; }
.card-grid .card p { font-size: 13.5px; color: var(--ink-soft); }

/* ---------- Pull quote (Ethos) ---------- */
.quote-section { position: relative; background: var(--black); color: #fff; padding: 110px 0; text-align: center; background-size: cover; background-position: center; }
.quote-section.has-photo { background-color: #171717; background-blend-mode: luminosity; }
.quote-section.has-photo::before { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(15,11,6,.82), rgba(15,11,6,.96)); }
.quote-section .wrap { position: relative; z-index: 1; max-width: 760px; }
.quote-mark { font-size: 60px; color: var(--amber); line-height: 1; margin-bottom: 10px; font-weight: 800; }
.quote-section .lede { font-size: 24px; font-weight: 700; margin-bottom: 26px; }
.quote-section p { font-size: 15px; color: rgba(255,255,255,.7); margin-bottom: 16px; max-width: 640px; margin-left: auto; margin-right: auto; }
.quote-tag { display: inline-block; font-size: 12px; font-weight: 800; letter-spacing: 0.14em; text-transform: uppercase; color: var(--amber); margin-bottom: 22px; }

/* ---------- Community photo block (ethos, photo brought forward) ---------- */
.community-block { padding: 90px 0; background: #fff; }
.community-grid { display: grid; grid-template-columns: 1.05fr 1fr; border-radius: 26px; overflow: hidden; box-shadow: 0 24px 50px rgba(23,23,23,.14); }
.community-photo { width: 100%; height: 100%; min-height: 460px; object-fit: cover; object-position: top; display: block; }
.community-text { background: var(--black); color: #fff; padding: 56px 48px; display: flex; flex-direction: column; justify-content: center; }
.community-text .quote-tag { color: var(--amber); margin-bottom: 18px; }
.community-text .quote-mark { font-size: 54px; color: var(--amber); line-height: 1; margin-bottom: 12px; font-weight: 800; }
.community-text .lede { font-size: 22px; font-weight: 700; margin-bottom: 18px; }
.community-text p:not(.lede) { font-size: 14.5px; color: rgba(255,255,255,.72); margin-bottom: 14px; }

/* ---------- Havn Effect flywheel ---------- */
.effect { background: var(--amber); padding: 90px 0; }
.flywheel { display: grid; grid-template-columns: 1fr auto 1fr auto 1fr; gap: 18px; align-items: center; }
.fly-card { background: #fff; border-radius: 16px; padding: 26px 22px; text-align: center; box-shadow: 0 10px 24px rgba(23,23,23,.08); overflow: hidden; }
.fly-photo { width: calc(100% + 44px); margin: -26px -22px 18px; height: 190px; object-fit: cover; object-position: top; display: block; }
.fly-card .badge-num { width: 42px; height: 42px; font-size: 16px; background: var(--amber); }
.fly-card h3 { font-size: 15.5px; font-weight: 700; margin-bottom: 8px; }
.fly-card p { font-size: 13px; color: var(--ink-soft); }
.fly-arrow { font-size: 22px; text-align: center; opacity: .55; }
.fly-loop { text-align: center; margin-top: 40px; font-size: 14px; }
.fly-loop b { font-weight: 800; }

/* effect-body (legacy 2-col image/text, still used on homepage lower block) */
.effect-body { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: center; }
.effect-photo { background: rgba(255,255,255,.35); border-radius: 16px; min-height: 220px; }
.effect-text h3 { font-size: 24px; font-weight: 800; margin-bottom: 14px; }
.effect-text p { font-size: 15px; max-width: 420px; }

/* ---------- Split cards (workers/employers/merchants) ---------- */
.split-section { padding: 90px 0; }
.split-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.split-card { background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 34px 30px; }
.split-card.highlight { border-color: var(--amber); box-shadow: 0 14px 30px rgba(255,209,0,.25); }
.split-card .tag-icon { width: 44px; height: 44px; border-radius: 12px; background: var(--cream); display: flex; align-items: center; justify-content: center; margin-bottom: 18px; }
.split-card h3 { font-size: 19px; font-weight: 800; margin-bottom: 6px; }
.split-card .sub { font-size: 14px; color: var(--ink-soft); margin-bottom: 20px; }
.split-card ul { list-style: none; }
.split-card li { font-size: 14px; margin-bottom: 13px; padding-left: 26px; position: relative; }
.split-card li::before { content: "✓"; position: absolute; left: 0; top: 0; width: 18px; height: 18px; border-radius: 50%; background: var(--amber); color: var(--ink); font-size: 11px; font-weight: 800; display: flex; align-items: center; justify-content: center; }

/* ---------- Trust strip ---------- */
.trust { padding: 90px 0; }
.trust-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; }
.trust-item { text-align: center; padding: 10px; }
.trust-item .icon-badge { margin: 0 auto 18px; background: var(--amber); }
.trust-item .t-title { font-weight: 800; font-size: 16px; margin-bottom: 8px; }
.trust-item .t-sub { font-size: 14px; color: var(--ink-soft); }

/* ---------- Photo panel (single full-width photo banner) ---------- */
.photo-panel { padding: 44px 0 10px; background: #fff; }
.photo-panel img { width: 100%; max-height: 420px; object-fit: cover; border-radius: 18px; display: block; }

/* ---------- Two-up photo cards ---------- */
.photo-duo { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.photo-duo img { width: 100%; height: 260px; object-fit: cover; border-radius: 16px; display: block; }

/* ---------- Terms detail blocks ---------- */
.terms-block { background: #fff; padding: 70px 0 100px; }
.terms-block h1 { font-size: 30px; font-weight: 800; margin-bottom: 44px; text-align: center; }
.terms-block h3 { font-size: 17px; font-weight: 800; margin: 34px 0 10px; }
.terms-block p { font-size: 14.5px; color: var(--ink-soft); margin-bottom: 10px; }
.terms-example { background: var(--cream); border-radius: 12px; padding: 22px; margin: 18px 0; }
.terms-list { margin: 18px 0 18px 20px; font-size: 14.5px; color: var(--ink-soft); }
.terms-list li { margin-bottom: 10px; }

/* ---------- CTA banner ---------- */
.cta-banner { background: var(--black); color: #fff; padding: 80px 0; }
.cta-banner .cta-row { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 26px; }
.cta-banner h2 { font-size: 32px; font-weight: 800; margin-bottom: 8px; }
.cta-banner p { font-size: 15px; color: rgba(255,255,255,.65); }
.btn-amber { background: var(--amber); color: var(--ink); padding: 17px 32px; border-radius: 30px; font-size: 14px; font-weight: 800; letter-spacing: 0.03em; display: inline-block; }

/* Simple content page */
.simple-page { background: #fff; padding: 100px 0; text-align: center; min-height: 300px; }
.simple-page h1 { font-size: 30px; font-weight: 800; margin-bottom: 20px; }
.simple-page p { font-size: 15px; color: var(--ink-soft); max-width: 560px; margin: 0 auto 30px; }
.copy-section { background: #fff; padding: 80px 0; text-align: center; }
.copy-section h1 { font-size: 32px; font-weight: 800; margin-bottom: 18px; }
.copy-section p { font-size: 16px; color: var(--ink-soft); max-width: 680px; margin: 0 auto; }

/* ---------- Contact ---------- */
.contact { background: var(--amber); padding: 90px 0; }
.contact-card { background: #fff; border-radius: 22px; padding: 50px; max-width: 640px; margin: 0 auto; box-shadow: 0 24px 50px rgba(23,23,23,.12); }
.contact-card h2 { font-size: 24px; font-weight: 800; margin-bottom: 8px; text-align: center; }
.contact-card > p.sub { text-align: center; font-size: 14px; color: var(--ink-soft); margin-bottom: 30px; }
.field { width: 100%; background: var(--cream); border: 1px solid transparent; border-radius: 10px; padding: 14px 16px; font-family: inherit; font-size: 14px; color: var(--ink); margin-bottom: 16px; }
.field:focus { outline: none; border-color: var(--amber-deep); }
textarea.field { min-height: 110px; resize: vertical; }
.field::placeholder { color: var(--ink-soft); }
.checkbox-row { display: flex; align-items: center; gap: 10px; font-size: 13px; margin-bottom: 22px; color: var(--ink-soft); }
.contact-card .btn-dark { display: flex; justify-content: center; width: 100%; margin-bottom: 16px; }
.fineprint { font-size: 11px; text-align: center; color: var(--ink-soft); }
.fineprint a { text-decoration: underline; }
.whatsapp-row { display: flex; justify-content: center; margin-top: 30px; }
.whatsapp { display: flex; align-items: center; justify-content: center; gap: 10px; background: #fff; color: var(--ink); width: fit-content; padding: 14px 26px; border-radius: 30px; font-size: 13px; font-weight: 700; box-shadow: 0 10px 24px rgba(23,23,23,.1); }

/* ---------- Footer ---------- */
footer.site-footer { background: var(--amber); color: var(--ink); padding: 70px 0 30px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.2fr; gap: 40px; margin-bottom: 50px; }
.footer-grid .f-brand { display: flex; flex-direction: column; align-items: center; text-align: center; }
.footer-grid .f-brand .f-logo { height: 128px; width: auto; margin-bottom: 10px; }
.footer-grid .f-brand p { font-size: 14.5px; font-weight: 600; max-width: 260px; color: var(--ink); opacity: .9; }
.social-row { display: flex; justify-content: center; align-items: center; gap: 16px; margin-top: 20px; }
.social-row a { display: flex; align-items: center; justify-content: center; flex-shrink: 0; transition: transform .15s ease; }
.social-row a:hover { transform: translateY(-2px); }
.social-row img { width: 40px; height: 40px; object-fit: contain; display: block; }
.footer-grid h4 { color: var(--ink); font-size: 13px; font-weight: 800; letter-spacing: 0.05em; text-transform: uppercase; margin-bottom: 16px; }
.footer-grid a, .footer-grid p { display: block; font-size: 13.5px; margin-bottom: 10px; color: var(--ink); opacity: .85; }
.footer-grid a:hover { color: var(--black); opacity: 1; }
.footer-bottom { border-top: 1px solid rgba(23,23,23,.15); padding-top: 26px; font-size: 12px; color: var(--ink); opacity: .7; text-align: center; }
.footer-bottom a { color: var(--ink); text-decoration: underline; }

@media (max-width: 900px) {
  .nav-toggle { display: flex; }
  .nav-links {
    display: none; flex-direction: column; align-items: flex-start; gap: 0;
    position: absolute; top: 100%; left: 0; right: 0; background: var(--amber);
    padding: 10px 40px 24px; box-shadow: 0 16px 30px rgba(23,23,23,.18);
  }
  .nav-links.open { display: flex; }
  .nav-links > div, .nav-links > a.plain, .nav-links > a.nav-cta { width: 100%; padding: 14px 0; border-bottom: 1px solid rgba(23,23,23,.12); }
  .nav-links > a.nav-cta { border-bottom: none; margin-top: 10px; text-align: center; }
  .nav-links > div > a { display: block; }
  .dropdown { display: none; position: static; box-shadow: none; margin: 10px 0 0; padding: 0 0 0 12px; background: transparent; border-radius: 0; }
  .nav-links > div.open-drop .dropdown { display: block; }
  .dropdown a { padding: 10px 0; font-size: 13px; }
  .hero-grid { grid-template-columns: 1fr; }
  .hero h1 { font-size: 36px; }
  .hero-art { height: auto; flex-direction: column; align-items: stretch; gap: 12px; }
  .hero-art img { height: 220px; }
  .float-card { position: static; width: 100%; box-sizing: border-box; }
  .timeline::before { display: none; }
  .timeline, .card-grid, .split-grid, .trust-grid, .footer-grid { grid-template-columns: 1fr !important; gap: 34px; }
  .flywheel { grid-template-columns: 1fr; }
  .fly-arrow { transform: rotate(90deg); }
  .effect-body { grid-template-columns: 1fr; }
  .community-grid { grid-template-columns: 1fr; }
  .community-photo { min-height: 280px; }
  .community-text { padding: 40px 30px; }
  .cta-banner .cta-row, .cta-row { flex-direction: column; align-items: flex-start; }
  .contact-card { padding: 30px; }
}